These Terms of Service (hereinafter - "Terms" or "Agreement") govern the use of the "Secserv.me" platform (hereinafter - "Secserv" or the "Platform" or "Our"). By accessing or using Platform User(-s) (hereinafter - "User" or "You") agree to be bound by these Terms.

If You do not agree, You must not use the Platform. These Terms constitute a legally binding agreement between You and the Company.

Platform is operated by Kaiyo Labs Limited, a company duly established under the laws of British Virgin Island, with Company number 2151660 and its address Ritter House, Wickhams Cay II, PO Box 3170, Road Town, Tortola VG1110, British Virgin Islands (hereinafter - "Company", "We", or "Us"). The Company functions as an online service provider enabling Users to upload, encrypt, share, and monetize digital content through single-use, time-limited access links.

The Company does not engage in content creation or content brokerage. It acts solely as a technological intermediary between Uploaders and Downloaders, and does not assume responsibility for the lawfulness of the content shared through the Platform unless mandated by applicable law.

The Platform enables encrypted, time-limited sharing of digital content through unique access links, with integrated monetization features for content Uploaders.

The Company reserves the right to modify or update these Terms at any time; continued use of the Platform following such updates constitutes acceptance of the revised Terms.

The Platform acts solely as a technological intermediary between Uploaders and Downloaders and is not a party to the transactions involving content. In order to receive payouts or to provide payments, each Uploader and Downloader must use only their own bank account or cryptocurrency wallet, opened in their name, and provide sufficient assurance that the account or wallet truly belongs to them.

What is Secserv.me?

Think of us as Your digital secret keeper! We let You send encrypted messages and files through one-time links — no sign-ups, no tracking, just pure privacy.

We act solely as a technological Platform enabling peer‑to‑peer (P2P) distribution and monetization of User‑generated content. We do not produce, verify, monitor, endorse, or otherwise control the content shared or sold by Users through the Platform. All content is created, uploaded, and distributed solely at the discretion and responsibility of the respective User. We disclaim any liability for the legality, accuracy, quality, safety, or appropriateness of such content, and any transactions between Users are conducted entirely at their own risk. By using the Platform, You acknowledge and agree that We are not a party to any agreement between Users, and We assume no responsibility for any disputes, losses, or damages arising from such transactions.

"Platform" refers to the online service branded as Secserv.me, operated by the Company, which enables Users to upload, encrypt, monetize, access, and share digital content through time-limited, encrypted links.

"Secserv.me" means the Platform as described above, including all associated software, source code, user interfaces, APIs, documentation, infrastructure, and any related Services provided by the Company.

"User" means any natural person that accesses or uses the Platform in any capacity, including both Uploaders and Downloaders, as defined herein.

"Uploader" refers to a User over the age of majority who uploads, encrypts, and/or monetizes digital content on the Platform, whether for sale or restricted access.

"Downloader" means a User over the age of majority who purchases access to Encrypted Content offered by an Uploader via the Platform. A Downloader receives a time-limited, non-transferable, single-use license to access the content.

"Content" means any digital material, including without limitation videos, audio files, images, documents, text, or data streams, uploaded or encrypted by an Uploader via the Platform for the purpose of access, distribution, or sale.

"Encrypted Content" refers to any Content that has been processed using encryption technology through the Platform, rendering it inaccessible without the corresponding Decryption Key.

"Link" means a unique, time-sensitive hyperlink or code generated by the Platform, through which a Downloader may decrypt and access specific Encrypted Content within a defined period.

"Transaction" means any exchange in which a Downloader pays for access to Encrypted Content provided by an Uploader, using mechanisms facilitated by the Platform.

"Account" means a User profile exceptionally created by the Platform when a User pays via fiat currency (e.g., by card).

"Decryption Key" means a digital password or key required to access and decrypt Encrypted Content. This may be delivered via the Platform or separately, depending on the Uploader's configuration.

"One-Time Access" refers to the limitation whereby each Link permits a single access session or download, after which the Link expires and the Encrypted Content is permanently deleted from the Platform's servers.

"Service Fee" means the portion of the transaction amount retained by the Company (and/or its payment and processing partners) as compensation for use of the Platform. This may include card processing fees, cryptocurrency exchange fees, or Platform commission.

"AML Compliance" refers to the internal procedures implemented by the Company to comply with Anti-Money Laundering obligations, including identity verification, sanctions screening, transaction monitoring, and reporting of suspicious activity.

"PEP" stands for Politically Exposed Person and refers to individuals identified under applicable AML regulations as holding or having held prominent public functions, thereby requiring enhanced due diligence.

"Prohibited Countries" means a country or territory that is subject to sanctions administered or applied by any sanctions authority, as well as countries where special licenses are required. They are not serviced by Our.

"Sanctioned Person" means any individual or entity listed on applicable sanctions registers issued by relevant authorities, including but not limited to the United Nations, European Union, or the U.S. Office of Foreign Assets Control ("OFAC").

"End-to-End Encryption" refers to the encryption method whereby Content is encrypted by the Uploader and cannot be decrypted or accessed by anyone - including the Company - without the valid Decryption Key.

"Terms" means this Terms of Service, including all referenced schedules, policies, and subsequent amendments as may be published by the Company.

"Free Message" means an encrypted message You can send with just a link.

"Monetized Message" means an encrypted message that can only be unlocked after the Downloader has completed a payment.

"Reown" means a third-party wallet connection provider that enables Users to connect to the Platform using crypto wallets, E-mail-based wallets, or social authentication methods, and to create or link a non-custodial wallet for accessing Platform functionality.

These Terms govern the use of the Platform provided by the Company. The Platform enables Users - specifically Uploaders and Downloaders - to engage in secure, encrypted content distribution through time-limited download links. The Company acts as a neutral technical intermediary between the Uploader and the Downloader, facilitating the encrypted upload, storage, access, and download of digital content such as files, messages, or media.

The core functionalities of the Platform include:

• Encrypted uploading of digital content by Uploaders;
• Automated generation of one-time access links valid for a defined time period;
• Secure and private content delivery to Downloaders who purchase or access the links;
• Automated content deletion after the expiration of the access period or after first use;
• Optional monetization of uploaded content by Uploaders through integrated payment channels.

By entering into this Agreement, the User acknowledges that:

The Company does not access or moderate unencrypted content due to end-to-end encryption mechanisms.

The Company is not a party to the transaction between Uploader and Downloader and acts solely as a provider of technical infrastructure and payment routing (where applicable).

The Company charges a Platform Service fee for transactions, which may include processing fees and commission as detailed in these Terms.

These Terms apply to all functionalities and Services provided by the Platform, regardless of the device or medium through which it is accessed.

The Platform operates as a zero‑knowledge, end‑to‑end encrypted content delivery Service. All encryption is performed locally in the User's browser, and the Company never has access to unencrypted content or decryption keys. There is no registration, no logging, and no analytics. The Service works entirely through the creation and exchange of unique, one‑time access links.

An Uploader starts by visiting the Platform and creating a secure message or uploading a file within the maximum size limit - 200 MB per free message and 2 GB per monetized message, in different supported formats. An optional passphrase can be added to provide additional security, ensuring that even if the link is intercepted, it cannot be opened without the passphrase. Once the message or file is prepared, it is encrypted in the Uploader's browser using AES‑256 encryption. The encryption key is derived from several components: server_secret + client_secret + password (optional). The server stores only the encrypted container and the server_secret, while the client_secret remains in the link fragment (#) and never reaches the server. The Platform provides the Uploader with a unique one‑time link, which can be shared with recipients through any preferred channel, such as E-mail, messaging applications, or other private means.

If the content is monetized, the Uploader sets a price and payments are processed by Our on-ramp partner. Supported methods include Visa, Mastercard, American Express, Discover, JCB, Apple Pay, and Google Pay (availability depends on region and device). Cards are charged in USD or EUR; currency conversion, issuer limits, and KYC may apply. The server stores a payment state and releases the server_secret only after payment is confirmed.

The encrypted content remains on the Platform until it is accessed once, deleted via a removal link (if not yet opened), or until the predefined time-to-live period expires.

A Downloader receives the one‑time link from the Uploader. If the content is paid, the Downloader completes the payment using the supported payment methods before being granted access. When the link is opened, the server verifies the payment status. If paid, it releases the server_secret together with the encrypted container. The Downloader then combines server_secret + client_secret (+ password, if set) to derive the decryption key. Decryption takes place entirely within the Downloader's browser. The Downloader can view or download the content only once, unless otherwise configured by the Uploader. Once accessed or after expiry of the time‑to‑live period - depending on the settings selected by the Uploader - the link becomes invalid and the encrypted content is irreversibly deleted from the Platform's servers. The Company cannot restore deleted content, recover lost passphrases, or reissue expired links.

All encrypted data is permanently removed either after first access, after the expiration of the storage period, or by using the removal link provided to the Uploader.

For enhanced security, users are strongly encouraged to send the message link and the password (or passphrase) via different communication channels — for example, the link by messenger and the password by E-mail or another chat.

When sharing short-lived or sensitive messages, it is advisable to set a password before creating the link. This additional protection helps ensure that only the intended recipient can decrypt the message contents.

We use indirect links. They look like normal image links, but if the message is still active, they securely redirect to Our main Website. If not, they just show a random picture. So, Your history stays clean.

To use Our Service on the Base network, You will need two types of tokens:

• 1. ETH (Base ETH) - This is the native token of the Base network, required to pay transaction (gas) fees.
• 2. USDC (token contract) - This is a stablecoin used for payments and transactions within Our Platform on the Base network.

Part 1. How to Buy ETH on the Base Network?

ETH on the Base network is the same Ether, but on the Base chain. If Your exchange does not support direct ETH withdrawal to Base, please follow the instructions below:

Part 2. How to Buy USDC (Base USDC)?

USDC (Base) is a stablecoin You will use for payments on Our Service. Here are several ways to obtain it:

Note on Other Networks: While this Section focuses on the Base network, Our Platform also supports Ethereum, Polygon, and BNB Smart Chain (BSC). The process for acquiring ETH, USDC or others on those networks is largely similar and described below. We can add support for additional networks in the future. All updates will be communicated to Users on Our Website.

To use Our Service on the Ethereum network, You will need two types of tokens:

• 1. ETH (Ethereum) - This is the native token of the Ethereum network, required to pay transaction (gas) fees.
• 2. USDC (token contract) - This is a stablecoin used for payments and transactions within Our Platform on the Ethereum network.

Part 1. How to Buy ETH on the Ethereum Network?

There are several ways to obtain it:

Part 2. How to Buy USDC (Ethereum USDC)?

There are several ways to obtain it:

To use Our Service on the BSC network, You will need two types of tokens:

• 1. BNB - This is the native token of the BSC network, required to pay transaction (gas) fees
• 2. USDT (token contract) - This is a stablecoin used for payments and transactions within Our Platform on the BSC network

Part 1. How to Buy BNB on the BSC Network?

There are several ways to obtain it:

Part 2. How to Buy USDT (BSC USDT)?

There are several ways to obtain it:

To use Our Service on the Polygon network, You will need two types of tokens:

• 1. MATIC - This is the native token of the Polygon network, required to pay transaction (gas) fees
• 2. USDT (token contract) - This is a stablecoin used for payments and transactions within Our Platform on the Polygon network

Part 1. How to Buy MATIC on the Polygon Network?

There are several ways to obtain it:

Part 2. How to Buy USDT (Polygon USDT)?

There are several ways to obtain it:

Reown (formerly WalletConnect) is Our wallet connection provider that allows You to connect to Our Platform using various methods. You can connect using a crypto wallet, E-mail, or social media accounts.

Part 1. What is Reown and Why Do We Use It?

Reown is a secure, user-friendly wallet connection system that supports multiple connection methods:

• Crypto wallet connections (MetaMask, Trust Wallet, Binance Wallet, Coinbase Wallet)
• E-mail-based wallet creation
• Social media login (Google, Discord, Twitter, Facebook, Apple)

This flexibility allows users to access Our Platform even if they don't have a crypto wallet installed yet.

Part 2. How to Connect Using a Crypto Wallet?

If You already have a crypto wallet installed, You can connect it directly:

Part 3. How to Connect Using E-mail?

If You don't have a crypto wallet, You can create one using Your E-mail:

Part 4. How to Connect Using Social Media?

You can also connect using Your social media accounts:

Part 5. Switching Networks

After connecting Your wallet, You may need to switch networks:

Part 6. Troubleshooting Connection Issues

Part 7. Security Best Practices

By uploading content to the Platform, each Uploader confirms that they either own all necessary rights to the content or have lawfully obtained the permissions or licenses required for its use, distribution, or sale. The Company does not verify the legality or origin of uploaded content, and all responsibility for compliance with intellectual property rights, data protection laws, and other applicable regulations rests solely with the Uploader.

Uploading or distributing content that is unlawful, harmful, or otherwise prohibited under these Terms or applicable law is strictly forbidden. Prohibited content includes, but is not limited to, child sexual abuse material, obscene or excessively violent content, material that incites hatred, terrorism, or violence, non-consensual pornography, malware, spyware, or any content that infringes upon the rights of others or violates privacy laws. The Platform must not be used for criminal, deceptive, or fraudulent activity, including but not limited to money laundering or the distribution of malicious software.

Due to the use of end-to-end encryption, the Company does not monitor or access unencrypted content uploaded by Uploaders prior to its delivery to Downloaders. Uploaders acknowledge and accept all risks associated with uploading and distributing content, including potential legal liability or lack of financial return.

Uploaders retain all copyright and proprietary rights to their content. However, by uploading content to the Platform, the Uploader grants the Company a limited, non-exclusive, royalty-free, worldwide license to store, cache, transmit, display, and deliver the encrypted version of the content solely for the purposes of providing the Platform's Services and facilitating Downloader access. This license also includes the right to use encrypted files in marketing or promotional materials related to the Platform. The license will automatically terminate once the content is permanently deleted from the Platform's infrastructure. The Company does not claim any further rights to the content beyond those required to operate the Platform.

Downloaders who purchase access to content through the Platform receive a personal, non-transferable, time-limited license to decrypt and view or download the content for private use only. This license does not grant ownership or any additional rights in the content. Downloaders are strictly prohibited from copying, distributing, reselling, or publicly displaying the content, or from sharing access with any third party.

Each download link is valid for a single access and remains active for a limited time from the date of purchase, shown on the screen of each purchased message. After the content is accessed once or the access window expires - whichever occurs first - the link will expire and the encrypted data will be irreversibly deleted from the Platform's servers.

Downloaders are responsible for ensuring that content is accessed or downloaded within the availability window. The Company is not obligated to provide re-access or refunds for missed downloads, except in cases where a technical fault of the Platform is verified.

Downloaders acknowledge and agree that they are solely responsible for verifying the correctness of token contract addresses, selected blockchain networks, wallet destinations, and transaction parameters prior to initiating any blockchain transaction related to the purchase or access of content, and that the Company shall not be liable for any transactions executed to an incorrect, incompatible, or fraudulent address or network.

The Platform enables Uploaders to monetize encrypted content by receiving payments from Downloaders in exchange for time‑limited access. Payments are processed by Our on-ramp partner. Supported methods include Visa, Mastercard, American Express, Discover, JCB, Apple Pay, and Google Pay (availability depends on region and device). Cards are charged in USD or EUR, and standard verification (including KYC), issuer limits, and regional restrictions may apply. The Company does not operate as a financial institution and does not directly hold or manage User funds. All payments are subject to the terms of the relevant payment service provider. The server maintains a payment state and releases the server_secret only after the payment is confirmed, enabling decryption of the message.

Most features are free. Monetized messages carry a small extra fee (%).When a Downloader makes a purchase, the on-ramp partner Wert.io processes the card transaction and deducts its processing fee. The Platform applies its own small service fee (%), as stated above. The applicable fees and conversion process may vary depending on the payment provider's policies and market conditions, and may be updated by the Company from time to time.

The Company will notify both the Uploader and the Downloader of the amount of all applicable fees and payments on Our Website.

Downloaders are responsible for downloading purchased content within the specified access window. Refunds are not provided for missed downloads, User error, or dissatisfaction with the content, unless a verified technical fault is confirmed on the Platform. Any payment disputes must be submitted within seven (7) calendar days of the transaction. The Company is not responsible for chargebacks, or losses arising from third‑party payment processor actions.

When paying with ERC-20 tokens, some wallets and smart contracts may require two separate blockchain transactions:

• an approval (allowance) transaction, which authorizes the contract to spend a limited amount of tokens on the user's behalf, and
• the payment transaction itself.

The Company shall not be responsible for losses resulting from the User sending tokens to an incompatible network, incorrect token contract, unsupported chain, or without the use of a bridge where required. Cross-chain transfers, swaps and bridging operations are entirely performed at the User's own risk.

Each transaction incurs a network ("gas") fee, which is paid directly to the blockchain validators and cannot be refunded by the Service. Users remain responsible for managing their wallet allowances and may revoke previously granted approvals at any time through their wallet interface. Gas fees fluctuate depending on network congestion, and the Service has no control over gas pricing or blockchain processing times.

The Platform may enable or reference the use of independent third-party services, including but not limited to cryptocurrency on-ramps, blockchain bridges, DEX, payment gateways, card processors, and other fiat or digital asset conversion providers (collectively - "Third-Party Providers").

Such services may be used by Users for the purpose of

• purchasing network-native tokens for gas fees,
• acquiring stablecoins or other digital assets,
• performing token swaps or conversions, or
• transferring assets between blockchain networks, as further described in the User guidance materials and FAQs published on the Platform.

The Company reserves the right to suspend or terminate a User's access to the Platform only in relation to Users who have an Account.

The Company may suspend or terminate the Account at any time, with or without prior notice, if it reasonably suspects that the User has violated these Terms, applicable law, or engaged in fraudulent, abusive, or unlawful activity. This includes but is not limited to: repeated infringement of intellectual property rights, circumvention of encryption or access controls, dissemination of prohibited content.

Suspension may be temporary or permanent, and may result in the blocking of associated download links, etc. In cases of termination for cause, the Company is under no obligation to provide notice or disclose the grounds for termination if such disclosure would jeopardize ongoing investigations or legal compliance.

The User waives any claim for compensation resulting from enforcement actions.

The Company endeavors to ensure that the Platform is accessible and functional on a continuous basis. However, the User acknowledges that uninterrupted or error-free operation of the Platform cannot be guaranteed. The Platform may be subject to temporary disruptions, maintenance, upgrades, or modifications without prior notice, including unscheduled outages due to technical failures, cyber incidents, or force majeure events.

The Company reserves the right to modify, suspend, or discontinue any aspect or feature of the Platform at any time, including User interface, storage capabilities, pricing structure, supported payment methods, or access protocols. Such changes may be made for technical, legal, regulatory, or commercial reasons and may be implemented without prior notice where reasonably necessary.

The User acknowledges that the Company is not liable for any damages, losses, or inconvenience resulting from Platform unavailability, delays, or modifications, unless such unavailability is caused by gross negligence or intentional misconduct on the part of the Company.

Users are solely responsible for ensuring that their devices, software, internet connection, and browser settings are compatible with the Platform's technical requirements. The Company does not guarantee that the Platform will operate on all devices or operating systems.

The Company may restrict or suspend access to the Platform in specific regions or jurisdictions if required by applicable law, regulatory obligations, or sanctions regimes. It is the User's responsibility to ensure that access and use of the Platform are lawful under their local laws.

All intellectual property rights in and to the Content uploaded by Uploaders via the Platform remain the sole property of the respective Uploader. By uploading Content, the Uploader affirms that they possess all necessary rights, licenses, and authorizations to use, distribute, and monetize such Content and that such use does not infringe any third-party rights. The Company does not claim ownership over any Content and does not access or decrypt it at any stage due to the end-to-end encryption mechanism. However, the Uploader grants the Company a limited, non-exclusive, royalty-free, revocable, worldwide license to store, cache, transmit, and deliver the encrypted version of the Content solely for the purpose of operating the Platform and providing technical access to Downloaders. This license is strictly limited to encrypted files and terminates automatically upon their permanent deletion from the Platform's servers.

All rights in and to the Platform itself, including its software, design, trademarks, domain names, and proprietary components, are and shall remain the exclusive property of the Company or its licensors. Users may not copy, use, distribute, or modify any part of the Platform or its branding without prior written authorization. If any User or third party believes that Content made available through the Platform infringes their intellectual property rights, they may submit a written notice identifying the allegedly infringing material, the legal basis of the claim, and sufficient evidence. The Company reserves the right to promptly remove or disable access to the reported Content.

The Company is committed to ensuring the highest level of privacy for all Users and operates in accordance with the General Data Protection Regulation (EU) 2016/679 ("GDPR"), the Data Protection Act, 2021 of the British Virgin Islands ("BVI DPA"), and other applicable privacy laws. The Platform is designed to minimize the collection and processing of personal data and functions primarily as a non‑custodial, encrypted content delivery service.

The Platform does not log IP addresses, set tracking cookies, or use analytics tools to monitor User activity. No persistent identifiers are created for Users who access or use the Service.

Decryption keys are never stored by the Company.

Banking information used for payments made through the Platform, as well as data, is not collected, processed, or stored by Us, and We do not have access to such data. You can connect Your WEB3 wallet to conduct all transactions.

Exceptionally, when a User pays via fiat currency (e.g., by card), the Platform may collect and retain the User's E-mail address and create an associated Account for the purpose of managing access to paid content and ensuring payment confirmation.

For more information on how the Platform operates, processes minimal necessary data, and safeguards User privacy, Users should review Our Privacy Policy.

Users agree to use the Platform only for lawful purposes and in full compliance with all applicable laws, regulations, and international standards, including but not limited to AML, CTF, sanctions regimes, and intellectual property rights.

The following activities are strictly prohibited:

• Uploading, sharing, or monetizing illegal content, including but not limited to child sexual abuse material, obscene or excessively violent material, content promoting terrorism or hate crimes, or any content that violates the rights, dignity, or safety of others.
• Use of the Platform to distribute malware, spyware, phishing links, or other malicious code intended to harm, intercept, or exfiltrate data from Users or systems.
• Engaging in activities that infringe the rights of third parties, including copyright, trademark, data protection, personality, or contract rights.
• Facilitating or concealing criminal conduct, including but not limited to money laundering, fraud, identity theft, tax evasion, or illicit trade.
• Circumventing the Platform's security features, including link expiry limitations, encryption protocols, or identity verification processes.

The Company does not serve Users from Prohibited Countries.

Users are solely responsible for ensuring that their activities on the Platform do not violate any legal obligations in their jurisdiction or infringe upon the rights of any third party. Violation of this section may result in reporting to competent authorities, and legal action.

The Platform and all Services provided by the Company are offered strictly on an "as is" and "as available" basis.

The Company makes no warranties, express or implied, including but not limited to warranties of:

• merchantability,
• fitness for a particular purpose,
• non-infringement,
• uninterrupted or error-free Service,
• compatibility with any device, operating system, or browser, or that the Platform will meet the expectations or intended outcomes of the User.

The Company does not guarantee the availability, accuracy, or integrity of any content shared via the Platform and is not responsible for third-party conduct or content, nor for the functionality, availability, performance, pricing, network fees, authentication mechanisms, or security of any third-party technical tools or services that Users may choose to interact with, including wallet providers, Reown (WalletConnect), blockchain networks, payment or on-ramp services, decentralized exchanges, or bridges, which operate independently of the Company.

To the maximum extent permitted by applicable law, the Company, its officers, directors, employees, affiliates, or contractors shall not be liable for any:

• indirect, incidental, special, exemplary, or consequential damages,
• loss of revenue, profit, goodwill, data, or business opportunity,
• damages resulting from delays, failures, interruptions, or corruption of data or systems,
• or any other intangible losses arising out of or in connection with the use or inability to use the Platform, even if the Company has been advised of the possibility of such damages, including but not limited to failed or unavailable wallet connections, network selection errors, duplicated or automatic approval transactions, insufficient gas fees, irreversible blockchain transactions, or loss of access to any wallet, authentication method, or account.

The Company's total aggregate liability to any User for any claim arising out of or relating to these Terms shall not exceed the total amount of Service Fees paid by that User to the Company in the one (1) month preceding the event giving rise to liability.

You agree to indemnify, defend, and hold harmless the Company and its affiliates, officers, directors, employees, and agents from and against any and all claims, losses, liabilities, damages, expenses, and costs (including reasonable legal fees) resulting from or arising out of:

• Your use or misuse of the Platform;
• Your interaction with any third-party wallet, Reown connection method, blockchain network, bridge, exchange, on-ramp or payment service;
• Your violation of these Terms or applicable law;
• any content You upload, encrypt, distribute, or monetize via the Platform;
• any violation of the rights of another person or entity, including intellectual property or privacy rights.

Nothing in these Terms shall exclude or limit liability where such exclusion or limitation is not permitted by the applicable laws of the BVI or other mandatory legal provisions. Where jurisdictional laws require a different standard of liability, those local requirements shall prevail only to the extent required by law.

The Company reserves the right to amend, modify, or update these Terms at its sole discretion and at any time.

Any such changes will become effective upon publication on the Platform, unless a different effective date is specified.

It is the responsibility of each User to regularly review the Terms for updates. Continued use of the Platform after changes are posted constitutes acceptance of the updated Terms.

In case of material changes, the Company may notify Users via notification banner on the Platform.

For full transparency and regulatory alignment, Users are encouraged to consult the Platform's Policy Hub, which includes:

• Privacy Policy
• Cookies Policy
• and other related legal documents.

These documents form an integral part of the Platform's compliance framework and may be updated alongside these Terms.

By continuing to access or use the Company's Services after the effective date of any updates to this Terms, You acknowledge and agree to be legally bound by the revised terms. If You do not agree to the updated Terms, You must immediately discontinue use of the Services and terminate Your relationship with the Company.

All official notices and communications under this Terms shall be made in the English language.